During our initial conversation, we will focus on the reasons you called, what you are looking for, and whether it makes sense for us to collaborate. If it does, I’ll gather relevant information about your income, expenses, debts, investments, and insurance. By the end of the call, you’ll have a clearer picture of your current situation and actions you can take today to enhance your future.

About a week after our discovery call, we will reconvene to review your preliminary financial plan. We will review how the plan works and outline the key assumptions behind it. You will also be provided with a prioritized list of actionable steps to improve your financial situation moving forward. Finally, we will discuss and implement an investment plan tailored to your situation. 

Once we have the financial plan in place, we will meet regularly to further develop strategies specific to your situation, including:

• Investment Management

• Tax Allocation Strategy (Qualified, Non-Qualified, and Roth)

• Cash Flow Management

• Estate Planning Strategy

• Education Planning

• Social Security/Medicare Planning

• Insurance Coverage Review